1. Introduction
If you are looking for 7 days pay pay-later app, then LazyPay is the best option for you because it gives you a flexible repayment option of 3 months along with this, lazypay loan app has many features.In this blog, I have covered all the necessary and essential information related to the LazyPay loan app.
⚠️ Note: This post is for educational purposes only. We don’t provide or promote any loans.
2. What is LazyPay?
Lazypay is a digital credit app that is owned by Payu Finance in lazy pay you get the pay later option and a personal credit limit it allows it’s user to pay online bills of groceries and food by using their pay later option. The best thing about lazy pay is it gives EMI option on their monthly bill.
With its simple KYC process and fast approval, LazyPay has become the best and most loved a letter app in the category of 7 days loan app in India for small short-term loans.
3. Key Features of LazyPay
If we talk about the features of lazy pay then this as contains many features just like CIBIL tenure pay later option instant loan disbursed, paperless process and have 100% secured and safe because lazy pay have nbfc licence and on social media people give it 4 out of 5 reviews.
💰 Instant Loan Disbursal – Get money in your bank account within minutes.
🧾 Flexible Tenure – From 7 days to 12 months.
🔄 Pay Later Option – Shop or pay bills and repay later.
🔒 100% Safe & Secure – Backed by PayU, an RBI-registered NBFC partner.
📱 Paperless Process – Only PAN, Aadhaar, and bank account needed.
🎯 Low Documentation – Ideal for students and first-time borrowers.
4. LazyPay Loan Details (2025 Updated)
Lazypay has different type of loans offer than I have given below, so you can easily find out the interest rate and the loan amount, along with the tenure.
| Loan Feature | Details |
|---|---|
| Loan Amount | ₹1,000 – ₹1,00,000 |
| Interest Rate | 15% – 32% per annum |
| Loan Tenure | 7 days – 12 months |
| Processing Fees | 2% – 5% of loan amount |
| Disbursal Time | Within minutes |
| Eligibility | Indian resident, 18+ with PAN & bank account |
| Credit Partner (NBFC) | PayU Finance India Pvt. Ltd. |
5. How to Apply for LazyPay Loan
If you want to use Lazypay then you have to follow some steps just like you have to download lazypay 7 days loan app from Google Play Store and then have to register after the successful registration process according to your CIBIL score lazypay show your credit limit.
And then you have to add your bank details and after sometimes the loan amount will be credited to your bank account.
Follow these simple steps to apply
- Download the LazyPay app from Google Play Store or iOS App Store.
- Register with your mobile number.
- Complete KYC – Upload PAN and Aadhaar details.
- Check Credit Limit – Based on your profile, you’ll see eligible loan amount.
- Choose Tenure – Select 7 days or longer repayment period.
- Get Disbursal – Loan credited directly to your bank account instantly.
6. LazyPay Eligibility Criteria
Like other loan platform, lazypay also have some eligibility criteria, like you have to age of at least 18 having proper privacy documents just like PAN card aadhar card, you must to be Indian citizen and have a bank account.
- Applicant must be 18 years or above.
- Must have a valid PAN & Aadhaar card.
- Must be an Indian resident.
- Should have a bank account in their name.
- Basic credit score or consistent digital transactions preferred.
7. Documents Required
If you already make your your mind to take loan from lazypay loan then you must have below following documents.
- Aadhaar Card
- PAN Card
- Bank Statement (last 3 months)
- Selfie for verification
8. LazyPay Benefits
If we talk about the benefits of using lazy pay then it is maximum because lazay has quick approval and a minimum paperwork process and also have flexible repayment option from 7 days to 12 month. Apart from it you can also prepare your utility bills just like electric bill mobile recharge and shopping bills.
10. Repayment Options
LazyPay gives you multiple repayment options like UPI, Debit Card, or Net Banking, and EMI option for high loans.
12. Conclusion
I hope you loved my content on lazypay Loan app. If you want a similar loan app, then you can read my article on 7 days Loan app list.
13. FAQs
Q1. Can students apply for LazyPay loans?
Yes anyone can apply for lazypay loans but it required good CIBIL score.
Q2. What is the minimum loan tenure in LazyPay?
The minimum tenure of lazypay loan app is 7 days.
Q3. Is LazyPay RBI approved?
Yes, LazyPay works with PayU Finance, an RBI-registered NBFC partner.
Q4. What happens if I miss my payment?
If you missed any EMI then your cibil score will be hampered.
Hi, I’m Rohit Singh. I research and write about loan apps, online finance, and money-saving tips. My goal is to explain how these apps really work—so you can avoid scams and choose only the safe and reliable ones.