Discover fast personal loan apps in our 7 days loan apk list. Compare, learn, and pick the best app with our detailed table and FAQs.
Author: Rohit Singh
1. Introduction
Nowadays in India, there are a lot of people who are searching Best 7 Days Loan Apk list 2025. This is because in India, instant loan requirements increase day by day, but due to bad civil scores, loan companies do not give loans to people, so in this scenario, people start searching on the internet for short-term loans, just like 7 days loan Apk or Apps.
But guys, before you take a loan from any 7 days loan app, keep some points in your mind, just like advantages and disadvantages, is it safe to use? And many more aspects to please read this article till the end, and I hope you love this content on the short-term 7 loan app list in India.
⚠️ Important Disclaimer
We do not provide any type of loan.
This website is created only for educational and informational purposes.
Please verify every app’s legitimacy and lending partner before applying for any loan.
- 1. Introduction
- 2. What Is a 7 Days Loan App?
- 3. Top 10 Best 7 Days Loan App List (2025 Updated)
- 4. How to Apply for a 7-Day Loan Online
- 5. Eligibility Criteria for 7 Days Loan Apps
- 6. Interest Rate, Fees & Charges Comparison
- 7. Are 7 Days Loan Apps Safe?
- 8. Advantages and Disadvantages
- 9. Tips to Repay 7 Days Loan Without Stress
- 10. Public Review on the 7 Days Loan app list
- 11. Final Verdict
- 12. FAQs (use FAQ schema for SEO)
- 13. Related Articles / Internal Links
2. What Is a 7 Days Loan App?
7 days loan app is not a loan app, basically it is the term used by several loan apps for giving short-term instant loans, like for 30 days, 15 days even 7 days.
Short-term loan apps provide money for a short period, but charge a high interest rate if not approved and regulated by the Reserve Bank of India (RBI).
So please make sure you are using a safe, secure, and RBI-registered 7 Days Loan Apk.
3. 10 Best 7 Days Loan App List 2025 (Updated)
In this paragraph, I will share the list of the best 7 day loan app for 2025, which are approved and run by registered companies and also have a registered NBFC.
Please note list below is given by me based on public review, my personal opinion.
| App Name | Loan Amount (₹) | Interest Rate (per month) | Tenure | Eligibility |
|---|---|---|---|---|
| CASHe | ₹1,000 – ₹3,00,000 | 2.5% – 3% | 7–30 days | Salaried individuals |
| MoneyView | ₹5,000 – ₹5,00,000 | 1.3% – 2.5% | 7–60 days | PAN & Aadhaar required |
| KreditBee | ₹1,000 – ₹2,00,000 | 2% – 3% | 7–90 days | Age 21+, Indian citizen |
| Fibe (EarlySalary) | ₹5,000 – ₹5,00,000 | 1.5% – 2.5% | 7–60 days | Salaried professionals |
| LazyPay | ₹1,000 – ₹1,00,000 | 2% – 3.5% | 7–45 days | PAN, Aadhaar |
| Navi | ₹10,000 – ₹5,00,000 | 1.2% – 2.2% | 7–90 days | PAN, CIBIL score 650+ |
| StashFin | ₹1,000 – ₹5,00,000 | 1.5% – 2.99% | 7–90 days | Salaried/self-employed |
| Flipkart Money | ₹1,000 – ₹50,000 | 2% – 3% | 7–15 days | Flipkart KYC verified |
| True Balance | ₹500 – ₹50,000 | 2% – 3.5% | 7–30 days | PAN, Aadhaar |
| PaySense | ₹5,000 – ₹5,00,000 | 1.5% – 2.5% | 7–60 days | Salaried/self-employed |
1) CASHe
| Parameter | Details |
|---|---|
| Loan Amount | ₹5,000 to ₹10,00,000 |
| Interest Rate (p.a.) | Starts from around 12.99% and can go up to 29.99% depending on eligibility |
| Tenure | 3 months to 5 years |
| Processing Fee | 2% to 4% of the loan amount |
2) MoneyView
| Parameter | Details |
|---|---|
| Interest Rate (p.a.) | 10% to 31% depending on credit profile and loan type |
| Loan Amount | ₹40,000 to ₹55,00,000 |
| Tenure | Up to 8 years (96 months) |
| Processing Fee | Up to 3.93% of the loan amount |
3) KreditBee
| Parameter | Details |
|---|---|
| Loan Amount | ₹45,000 up to ₹3,00,000 |
| Interest Rate | ~ 2.79% to 3% per month (reducing-balance), equivalent to up to ~ 36% p.a. in many cases |
| Tenure / Repayment Period | 270 days (9 months), 360 days (12 months), or 540 days (18 months) |
| Processing Fee / Other Charges | ~ 2.5% of the loan amount |
4) Fibe (EarlySalary)
| Parameter | 3 months to 5 years (i.e., up to ~60 months) |
|---|---|
| Loan Amount | ₹5,000 to about ₹10,00,000 |
| Interest Rate (p.a.) | Starts from around 14%, can go up to ~ 36% depending on credit profile |
| Tenure / Repayment Period | 3 months to 5 years (i.e. up to ~60 months) |
| Processing Fee / Charges | ~ 2% of the loan amount; late payment / penal charges extra |
5) LazyPay
| Parameter | Details |
|---|---|
| Loan Amount | ₹6,000 to ₹10,00,000 (depends on applicant profile) |
| Interest Rate (p.a.) | 12% to 28.5% depending on credit profile and loan type |
| Tenure | 6 to 60 months |
| Processing Fee | Up to 5.1% + GST |
6) Navi
| Parameter | Details |
|---|---|
| Loan Amount | ₹10,000 to ₹50,00,000 |
| Interest Rate (p.a.) | 10% to 24% |
| Tenure | 1 month to 5 years |
| Processing Fee | 1% to 3% |
7) StashFin
| Parameter | Details |
|---|---|
| Loan Amount | ₹8,000 to ₹5,00,000 |
| Interest Rate (p.a.) | 12% to 36% |
| Tenure | 3 months to 36 months |
| Processing Fee | 1% to 3% |
8) Flipkart Money
| Parameter | Details |
|---|---|
| Loan Amount | ₹5,000 to ₹2,50,000 |
| Interest Rate (p.a.) | 12% to 30% |
| Tenure | 15 days to 12 months |
| Processing Fee | 0.5% to 2% |
9) True Balance
| Parameter | Details |
|---|---|
| Loan Amount | ₹10,000 to ₹5,00,000 |
| Interest Rate (p.a.) | 15% to 36% |
| Tenure | 3 months to 36 months |
| Processing Fee | 2% to 4% |
10) PaySense
| Parameter | Details |
|---|---|
| Loan Amount | ₹5,000 to ₹1,00,000 |
| Interest Rate (p.a.) | 10% to 28% |
| Tenure | 15 days to 12 months |
| Processing Fee | 1% to 3% |
4. How to Apply for a 7 Day Loan App
If you want to apply 7 days loan Apk then choose from the above list but make you are using RBI registered 7 days loan app so guys first step is to find out the best loan app for you after that, you have to complete KYC and select loan amount wait for the approval and then mention your bank detail and then you receive your loan amount.
Step-by-step guide
- Download any of the above apps.
- Complete KYC (PAN, Aadhaar, selfie).
- Select loan amount & tenure.
- Wait for instant approval.
- Receive money directly into your bank.
5. Eligibility Criteria for 7 Days Loan APK
To take a loan from the 7 Days Loan App List, there are some essential documents are needed, just like an Aadhar card, a PAN card, a salary certificate 6-month bank statement, and a good CIBIL score.
- Indian resident
- Age: 21–55 years
- Stable income proof (salary slip, bank statement)
- PAN & Aadhaar required
- Active bank account
6. Interest Rate, Fees & Charges Comparison
| 7 Days Loan App List | Interest Rate (Monthly) | Processing Fees | Late Payment Charges | Other Fees / Notes |
|---|---|---|---|---|
| CASHe | 2.5% – 3% | ₹500 – ₹1,200 | ₹500 + 3% penalty interest | GST applicable on fees |
| MoneyView | 1.33% – 2.5% | 2% of loan amount | ₹500 onwards | Auto debit setup required |
| KreditBee | 2% – 3% | ₹350 – ₹1,200 | ₹500 + 3% extra | Based on CIBIL score |
| Fibe (EarlySalary) | 1.5% – 2.5% | 2% or ₹500 (whichever higher) | ₹500 flat | No prepayment penalty |
| LazyPay | 2% – 3.5% | ₹350 – ₹750 | ₹500 + daily penalty | Flexible repayment option |
| Navi | 1.2% – 2.2% | ₹500 flat | 2% per month overdue | 100% digital process |
| StashFin | 1.5% – 2.99% | Up to 2% | ₹300 – ₹700 | Instant top-up available |
| True Balance | 2% – 3.5% | ₹350 flat | ₹500 late charge | Repayment reminders in app |
| PaySense | 1.5% – 2.5% | 2% of loan | ₹500 + extra interest | Allows early closure |
| Flipkart Money | 2% – 3% | ₹200 – ₹500 | ₹300 flat | Linked to Flipkart wallet |
7. Are 7 Days Loan App Safe?
As I earlier said, it totally depends upon the loan app, meaning if you are using an RBI RBI-registered loan app, then it is safe to use, but if you are using a fake and Chinese 7 Days Loan App, then it is not safe.
- Give tips for safe borrowing:
- Download only from Google Play Store.
- Read reviews and app permissions.
- Never share OTP or full PAN photo.
- Link to your other post: “List of Banned Loan Apps in India (2025)” for authority and internal SEO.
8. Advantages and Disadvantages
To know more about any loan app, you first need to know what is its advantages and what is its disadvantages so I have decided to give some advantages and disadvantages of 7 days loan Application.
Pros:
If we talk about advantages, its have some advantages like it gives you instant money not require too much paper work not have to visit any bank branch.
- Instant approval
- Paperless process
- Quick credit score boost if repaid early
Cons:
Disadvantages of any 7 Days Loan Application or short-term loan app it charge a high rate of interest and cut a high amount as the name of processing fees from your loan amount.
- High interest in short tenure
- Late payment penalties
- Data privacy issues in non-RBI apps
9. Tips to Repay 7 Days Loan Without Stress
Please make sure to repair your EMI and loan on time because it may stress you because the loan companies from where you take loan they have your contact details, and then they call your relative for money. So, this scenario is very bad. It is my personal request to all of you guys, please repair all EMI and loans on time.
- Set reminders before the due date.
- Avoid taking multiple short loans.
- Refinance only from legitimate apps.
- Keep 30% of income for an emergency repayment buffer.
10. Public Review on the 7 Days Loan Application list
In the paragraph below, I have given some public reviews on 7 days loan apk latest version, but let me clear you one thing: these reviews are taken from social media and app Store, so, before making your mind to take loan, please ensure you are using a genuine and RBI-registered loan.
Aryan:– Hi guys, I am Aryan, and I am here to share my experience related to 7 Days Loan App List. I have used Kreditbee to take a loan for myself. It is a good application because it instantly disburses the loan amount to my bank account, so if you are looking for the best 7 Days Loan Application then Kreditbee is the best option for you.
Raju:- For the last 1 year, I have been a user of Lazypay. This app helps me to pay my food delivery payments from Swiggy and Zomato. So guys, it gives me the flexibility of directly paying from food delivery apps from Zomato and Swiggy, it will also help me to book movie tickets from BookMyShow. So, according to me, Lazypay is the best 7 days loan app.
Tarun:- I am very disappointed with this 7 Days Loan Application list because it takes high charges and also deducts high processing fees from the loan amount, so please make sure to use a genuine 7 days loan APK.
Anjali:- 6 month ago I need a scooty but I don’t not have any money so Bajaj finserve help me to buy a bike it will finance my scooty and I easily repair their monthly installment, so it is my personal suggestion to all of you guys if you are looking for best loan app for short period of time then Bajaj finserve if the best option for you.
11. Related Articles / Internal Links
- 👉 [RBI Banned Loan Apps List in India 2025]
- 👉 [Instant Loan App List for Students]
- 👉 [Personal Loan App List with Low Interest Rate]
- 👉 [How to Check If a Loan App Is RBI Approved]
12. Conclusion
I hope you love my content on the 7 Days Loan Application List. If you want to know more about it and please contact us we will help you. And one thing more guys, I want to suggest you please do not download any fake Chinese 7 days loan app list. It is harmful. Always use RBI registered and genuine loan app.
13. FAQs (7 Days Loan Application List)
Which is the best 7 days loan app in India?
According to me, Kreditbee is the best 7 Days Loan Application in India. You can take a loan from it when you require.
Are 7 Days Loan Apps safe?
7 days loan apps are safe if you are using RBI RBI-registered and NBFC-registered loan app.
What happens if I don’t repay within 7 days?
If you are unable to repay your 7 days loan amount and they will call you and ask for repayment, and this may harm your CIBIL score.
Which app gives loans instantly without salary slip?
There is no any app available that give you instant money without salary slip.
How much loan can I get for 7 days?
From Rs 5000 to Rs 10000, you have to get from Kreditbee and lazypay.
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